How to Stop Spending Money on Things You Don’t Need

The thirtieth T-shirt, the Chinese egg cutter at a discount, and the next cream will not make you happier. We tell you how to cope with compulsive shopaholism and the desire to spend everything on trinkets.

Wait three days

Useless things we often buy under the influence of mood. At work, a bad day – you need to please yourself with a bun. You are successfully moving up the career ladder – it means that you take your beloved as a gift a book or a dowry.

Wait three days before making any purchase – even the smallest, even if at the moment you really want to pamper yourself. If the thing is definitely needed, you will remember about it in a week and in a month.

những người đa chủng tộc đứng xếp hàng và chờ đợi - những người trẻ tuổi có cách ly giao tiếp xã hội và đeo khẩu trang bảo vệ - khái niệm về tính bình thường mới và cách ly giao tiếp xã hội - waiting hình ảnh sẵn có, bức ảnh & hình ảnh trả phí bản quyền một lần

Make lists

More precisely, even two: a list of necessary and a wish list. A list of necessary things is needed to check in the store. At home, you wrote down that you ran out of milk and bread – which means that three bottles of ketchup are not needed.

A wish list should inspire and remind you what you really want to spend money on. A new iPhone, a trip to Greece, dental treatment – major financial goals are achievable if you do not spray on trifles.

Prioritize

Another way related to lists. Write down all your material desires – from the éclair from the neighboring bakery to the renovation in the living room. Then line them up in order of priority: the first will be what you need and what is important for health, to achieve the goal. There will be nice little things at the end. Spend the receipts first on the first points, then on the last. So you will not give up shopping but will invest in dreams.

Unscribe from catalogs, newsletters and shops in social networks

tôi vừa tìm thấy một cửa hàng mua sắm gần đó - shops in social networks hình ảnh sẵn có, bức ảnh & hình ảnh trả phí bản quyền một lần

Marketers, targetologists, and advertising agencies make users want things they don’t even need. There’s nothing wrong with that, it’s just their job. Your job is to have an opinion and not spend money on things that will accumulate dead weight in the closet.

Inconspicuous, but insidious zones of influence – social networks. Accounts of clothing and cosmetics stores on Instagram look friendly, bright, and welcoming. I want to buy that costume that everyone can see – I can afford it! But your value can be proven in another way: actions, words, and principles.

Compare the value of the purchase with the work

According to Rosstat, the average salary of a Russian in 2020 amounted to 32,422 rubles. It turns out that the working hour of the average Russian costs 202 rubles.

nhân viên văn phòng bận rộn trong khái niệm giờ làm việc của giờ làm việc. - working hour hình ảnh sẵn có, bức ảnh & hình ảnh trả phí bản quyền một lần

You can do your calculations and understand how much your hour is worth. And then use calculations when there is a burning desire to pamper yourself. Is an hour of your life worth a cup of coffee? If so, then please yourself and do not regret anything.

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